Federal + State + FICA
Missouri Income Tax Calculator – Estimate MO State Tax & Take-Home Pay
Estimate federal, state, and local income tax for any US location. Enter a ZIP code to see your state on the map and get accurate state and local tax (e.g. NYC).
Your financial details
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Tax estimate
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What is the Missouri Income Tax Calculator?
A precision engine built for the Show-Me State's evolving progressive tax system.
4.7% Top Rate
Calculates taxes across Missouri's tiers, including the recently reduced top marginal rate for 2024.
Federal Tax Deduction
Includes Missouri's unique allowance for deducting a portion of your federal income tax from your state income.
FICA Withholding
Automatically factors in federal Social Security (6.2%) and Medicare (1.45%) along with state-level taxes.
City Earnings Taxes
Accounts for the specific 1% local earnings taxes required if you live or work in St. Louis or Kansas City.
MO Standard Deduction
Applies Missouri state standard deductions which align with federal amounts to simplify your state-level math.
1099 Contractor Tax
A specialized module for Missouri freelancers to calculate the full 15.3% federal self-employment tax.
2024/2025 Updates
Updated with the latest Department of Revenue (DOR) standards and scheduled tax rate reductions.
Effective Tax Rate
Visualizes the true percentage of your salary that goes toward state, local, and federal government.
Why Use Our Missouri Tax Planning Tool?
Navigating local city taxes and state deductions with absolute precision.
Net Pay Clarity
Know exactly what hits your bank account after Missouri's rates and local city earnings taxes are removed.
Earnings Tax Logic
If you commute to St. Louis or KC, our tool ensures you account for the 1% tax that many national tools miss.
Retirement Friendly
Missouri recently exempted 100% of Social Security from state tax; model your golden years accurately here.
Instant Estimates
Skip the manual Form MO-1040 worksheets. Get a professional tax projection in a fraction of a second.
Privacy Guaranteed
Your financial data remains 100% private. All calculations are performed locally inside your browser.
401(k) Strategy
See how traditional retirement contributions lower your federal tax, which impacts your Missouri deduction.
Eliminate Errors
Avoid manual calculation mistakes by using our pre-tested algorithms that match latest Missouri tax laws.
Audit Your Paystub
Verify that your employer is withholding the correct Missouri state tax to avoid a surprise bill in April.
How to Lower Your Missouri Tax Liability?
Strategic ways to keep more of your hard-earned money using state incentives.
MOST 529 Deduction
Missouri residents can deduct up to $8,000 ($16,000 for couples) in contributions to the MOST 529 plan.
Federal Tax Strategy
Because Missouri allows a deduction for federal taxes, your federal planning directly impacts your state bill.
HSA Contributions
Maximize your Health Savings Account to lower both your federal and Missouri state taxable income tiers.
Pension Exclusion
Missouri offers a significant exclusion for public pension income; verify if you qualify for this state tax break.
Military Pay Rules
Missouri 100% exempts military retirement pay and certain active-duty income from state-level taxation.
Pre-Tax Retirement
Contributing to a 401(k) lowers your initial Federal AGI, which is a major factor in Missouri state math.
Charitable Gifts
Deduct donations to qualified 501(c)(3) organizations if you choose to itemize your state tax return.
Professional Advice
Use our data as a foundation for a detailed discussion with a Missouri-certified tax professional.
