Federal + State + FICA
Oregon Income Tax Calculator – Estimate OR State Taxes
Estimate federal, state, and local income tax for any US location. Enter a ZIP code to see your state on the map and get accurate state and local tax (e.g. NYC).
Your financial details
Enter a ZIP code to highlight your state
Tax estimate
Your results will appear here after you run the calculator.
What is the Oregon Income Tax Calculator?
Understanding the Beaver State's high-tier progressive tax system.
9.9% Top Bracket
Calculates taxes across Oregon's four tiers, including the high 9.9% rate for top earners.
Zero Sales Tax
While income tax is high, Oregon does not charge a sales tax, impacting your total financial plan.
The Oregon Kicker
Includes information on Oregon's unique surplus refund system that returns money to taxpayers.
FICA Deductions
Factors in federal Social Security and Medicare taxes alongside your Oregon state liability.
Standard Deduction
Applies Oregon-specific standard deductions ($2,745+), which vary from federal amounts.
Self-Employment
A dedicated module for Oregon freelancers to calculate the full 15.3% federal SE tax.
Transit Taxes
Includes local payroll taxes like the TriMet or Lane Transit District (LTD) taxes where applicable.
2024/2025 Rates
Updated with the latest Oregon Department of Revenue tables and inflation adjustments.
Why Use Our Oregon Tax Tool?
Navigating one of the nation's most distinct tax environments with precision.
Net Pay Accuracy
Know your exact "take-home" pay after Oregon's progressive rates and federal taxes are removed.
Relocation Math
Compare Oregon's high income tax vs. no sales tax benefit against other states like WA or CA.
Budget for Portland
Calculate specific local taxes if you live or work within Multnomah County or Portland city limits.
Instant Estimates
Skip the complex Form OR-40 instructions and get a professional tax projection in milliseconds.
Private & Secure
Your financial data never leaves your browser. All calculations are 100% private and secure.
401(k) Savings
See how pre-tax retirement contributions lower your high-marginal Oregon tax burden immediately.
Effective Rate
Understand the "blended" percentage of your salary that goes to Salem vs. the Federal government.
Withholding Audit
Verify your employer’s paycheck withholding to avoid a large bill during the Oregon tax season.
How to Lower Your Oregon Tax Liability?
Strategic ways to keep more of your earnings using state-specific credits.
Oregon College Savings
Deduct up to $5,000 ($10,000 for couples) in contributions to the Oregon College Savings Plan.
Working Family Credit
Take advantage of the Oregon Working Family Tax Credit (WFTC) for qualifying childcare costs.
HSA Contributions
Lower your federal AGI and state taxable income by maximizing your Health Savings Account.
Track Your Kicker
Ensure you are eligible for the biennial "Kicker" credit based on Oregon's revenue surplus.
Transit Credits
Oregon offers credits for certain transit-related expenses and employer-sponsored commuting.
Pre-Tax Retirement
Contributing to a 401(k) or 403(b) is the fastest way to drop out of the 9.9% top Oregon bracket.
Charitable Giving
Deduct donations to qualified non-profits to lower your total state-taxable income.
Consult a Pro
Use our data as a foundation for a detailed talk with an Oregon-certified tax professional.
