Federal + State + FICA
TurboTax Income Tax Calculator – Estimate Federal & State Taxes
Estimate federal, state, and local income tax for any US location. Enter a ZIP code to see your state on the map and get accurate state and local tax (e.g. NYC).
Your financial details
Enter a ZIP code to highlight your state
Tax estimate
Your results will appear here after you run the calculator.
What is the TurboTax Style Income Tax Calculator?
A high-precision engine designed to simplify federal and state tax estimations.
Refund Projection
Calculates your potential tax refund or balance due using the same progressive logic as top-tier tax software.
Multi-State Support
Includes specific math for all 50 states, ensuring your state-level liability is calculated with local precision.
FICA Compliance
Automatically factors in federal Social Security (6.2%) and Medicare (1.45%) along with state withholdings.
IRS Tier Logic
Uses all 7 federal tax brackets, ranging from 10% to 37%, to find your exact marginal and effective rates.
Standard Deduction
Applies the latest IRS standard deduction figures for Single, Married, and Head of Household statuses.
Self-Employment
A specialized module for 1099 freelancers to calculate the full 15.3% federal self-employment tax obligations.
2024/2025 Rates
Updated with the latest IRS inflation adjustments and federal legislative changes for the current tax year.
Effective Rate
Visualizes exactly what percentage of your salary goes toward state versus federal government obligations.
Why Use This Tax Estimation Tool?
Ensuring financial clarity and accuracy before you ever begin your filing.
Net Pay Clarity
Know exactly what hits your bank account each month after all federal and state withholdings are taken.
Identify Errors
Verify your employer’s paystub to ensure you aren't over-withholding or under-withholding for the year.
Housing Budgeting
Accurately calculate your take-home pay to better manage housing costs and large financial commitments.
Instant Estimates
Skip the complex manual worksheets. Input your annual or hourly rate and see your net income in milliseconds.
Privacy Guaranteed
Your financial data remains 100% private. All calculations are performed locally inside your browser.
401(k) Scenario
See how traditional retirement contributions lower your federal taxable income for higher net annual savings.
Compare States
Thinking of moving? Compare your net pay across different states to see where your salary goes further.
Audit Protection
Understand the "why" behind your tax tiers to ensure your tax returns are robust and easily explained.
How to Maximize Your Tax Refund?
Strategic ways to keep more of your hard-earned money using tax incentives.
Max Out 529 Plans
Many states offer state-level deductions for contributions made to college and educational savings accounts.
Claim Child Credits
Ensure you are claiming the full $2,000 Child Tax Credit to reduce your federal tax bill dollar-for-dollar.
HSA Contributions
Maximize your Health Savings Account to lower your federal taxable income while saving for future medical costs.
Itemize vs Standard
Track your mortgage interest and charity gifts to see if they exceed the high federal standard deduction.
401(k) Pre-Tax Math
Contributing to a 401(k) is the most effective way to lower your federal tax tier while growing your wealth.
Harvest Tax Losses
Offset your investment gains by selling underperforming assets to reduce your total annual taxable profit.
Charitable Giving
Deduct donations to qualified 501(c)(3) organizations to offset your highest marginal tax liability tier.
Professional Advice
Use our report as a foundation for a detailed discussion with a certified tax professional or CPA.
